Completing the QILDRO

To properly complete your QILDRO, you need the following:

• The court’s judicial district and county.
• The case caption and case number.
• The name, mailing address, and Social Security number for you and your alternate payee.
  (Note: We will accept a Notice of Confidential Information Within Court Filing in place of the Social Security numbers (SSNs) on your QILDRO. Please discuss this option with your attorney if you do not want SSNs to be included in the court record. You will need to include SSNs on the Notice of Confidential Information Within Court Filing; however, this document is only for IMRF records and is not filed in court.)
• Your relationship to the alternate payee.
• All required payment information for each benefit you have agreed to divide.
• Your marital period dates and service amounts (only if you are using a percentage of the marital portion as a calculation method anywhere in your QILDRO).
• A Consent to Issuance of QILDRO form (only if you participated in IMRF before July 1, 1999).
• The Illinois Circuit Court judge’s signature.
• The Illinois Circuit Court Clerk’s certification. This must bear the clerk of court’s seal or stamp certifying the document as a true and complete copy of the original.
• A check or money order payable to IMRF for $50.00, for the required QILDRO processing fee.

Choosing the benefit types to include in your QILDRO

Please remember that even if a QILDRO specifies a certain benefit type, it does not require you to take that benefit type if another choice is available to you.

For example, if your QILDRO states that your alternate payee is to receive part of your retirement benefit, if you choose to forfeit your pension and take a separation refund instead, you can do so. This means that your alternate payee will not receive any portion of your retirement benefit because there is no longer a retirement benefit to pay. In addition, your alternate payee would not receive any portion of your refund unless you have also completed the separation refund section of the QILDRO.

To ensure your alternate payee receives the portion of your IMRF benefits that your negotiation efforts intend, fill out all sections of the QILDRO that could potentially apply to your future situation.

Choosing the calculation method for each benefit type

Each benefit type you are dividing has a separate section on the QILDRO form you will need to fill out. If you are not dividing a certain benefit, leave that section of the QILDRO form blank.

Even if you leave a section blank, you will still need to submit the entire QILDRO form, including any blank sections, or it will not be accepted by IMRF.

Decisions for your QILDRO Benefit Information

For detailed information about these benefits, review the other pages linked in the Table of Contents at the top right of this page. Also review the benefit information for your IMRF plan and tier at www.imrf.org.