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Locally funded, financially sound.

Members
Tiers and Plans
Tier 1 Regular Plan

Tier 2 Regular Plan

Tier 1 SLEP Plan

Tier 2 SLEP Plan

Original ECO Plan

Tier 1 Revised ECO Plan

Inactive Members

New Members
Understanding Plans and Tiers

Not sure which plan you participate in? Learn More

Benefit Processing Time

It will take approximately eight weeks to process your benefit after the later of – the date IMRF receives all required information OR your benefit effective date. This includes retirements, death benefits, and disability benefits. For member contribution refunds and Voluntary Additional Contribution refunds, please allow approximately eight weeks processing time after IMRF receives the required information.
Members must know
Member Access Learning Center

Update Your Personal Information

Naming Beneficiaries

Pension Estimates

Member Workshops and Materials

Your Reciprocal Service

Converting Military Service

IMRF Internal Audit

Benefit Processing Time

Member Statements

Leaving Your IMRF Employer

Disability Appeal Procedures

Non-Disability Appeal Procedures

Benefit Protection Leave

Divorce, QILDROs, and IMRF

NCPERS Group Life Insurance

IMRF and IRAs

Reporting a Death to IMRF

After You Apply For Your Pension
— Next Steps
Retirees
TIERS AND PLANS
Tier 1 Regular Plan

Tier 2 Regular Plan

Tier 1 SLEP Plan

Tier 2 SLEP Plan

Original ECO Plan

Tier 1 Revised ECO Plan

Surviving Spouses
Log in to your Member Access account today!

Logging in to your Member Access account allows you to view your annual Statement of Benefits, 1099-R statement, 13th Payment statement, and EFT statements. The secure message feature in Member Access also allows you to send documents to IMRF or ask questions securely.
RETIREES MUST KNOW
Member Access Learning Center

After You Apply For Your Pension
— Next Steps

Working After Retirement

Naming Beneficiaries

Certificate of Benefits - Retirees

Certificate of Benefits - Spouses

Workshops for Retirees

Update Direct Deposit

Health Insurance After Retirement

Federal and State Income Taxes

Appointing Representatives

Divorce, QILDROs, and IMRF

IMRF and Social Security

Reporting a Death to IMRF

Update Your Personal Information

Mailings from Outside Groups

Get Documents Electronically
Employers
For Authorized Agents
Authorized Agents Manual
New Authorized Agent Information

IMRF Employer Representatives
Employer Workshops and Materials
Employer Access Learning Center
Final Rate Notices

The 2026 Final Rate Notice is available now in Employer Access! The Final Rate Notice provides your employer's 2026 Annual Contribution Rate for each of its IMRF plans. Learn how to access your Final Rates here.
Employers Must Know
GASB 68 Resources

Employer Rates

Reports for Employers

Considering Participation in IMRF

Early Retirement Incentive

Employees with Reciprocal Service

FMLA

Appeal Procedures

IMRF Employer Compliance Review

Converting Military Service

Hiring IMRF Retirees - Cautions

Pay Increases - Know the Costs

NCPERS Group Life Insurance

2025 Employer Rate Meetings

Employer Cost and Participation

Helping Members with Forms

Evaluating IMRF Positions

Minimum Monthly Contributions
Investments
IMRF Investments Topics
About IMRF Investments

Business Opportunities

Policies and Charters

Investment Manager FAQs

Investments Team

Investment Managers

Minority Managers and Brokers

Prospective Investment Managers
About IMRF
About IMRF
General Information

IMRF Workshops
Transparency Portal

Media Room

IMRF News

Board of Trustees

Strategic Plan

Illinois Pension Legislation

Board Resolutions
Employment at IMRF

Procurement
Find Us or Contact Us
Contact Us

Senior Leadership Team

Oak Brook Office

Springfield Office
Publications and Archive
Publications
Member Publications
Member and Retiree Forms
Board Policy Index

Vendor Code of Conduct

Tax and Topic Letters
Member Newsletters
Retiree Newsletters
Employer Newsletters
Archive
Annual Financial Reports

General Memos

Special Memos

Prior Year Board Meetings

Investments Reports Archive

IMRF Website Maintenance

newspaper

April 7, 2026

OAK BROOK, Ill. — Please note the IMRF web site will be down for maintenance on Tuesday, April 7, beginning at 5:30 PM. We apologize for any inconvenience.

©2026 IMRF All Rights Reserved

The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in the IMRF website and the law, all decisions are based on the law.

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