Temporary Disability

for Tier 2 Regular Plan Members
Beach

How much are disability payments?

The maximum you can receive as a monthly payment is equal to 50% of your average monthly salary (based on the 12 months of earnings reported to IMRF prior to the month you became disabled).

If you are eligible for certain outside income (including workers’ compensation, Social Security, and certain other sources of income) the amount of your IMRF disability payments may be reduced. Click the links below to learn more about how IMRF disability payments are affected by:

Disability benefits are pro-rated

Pro-rating means that if your monthly disability benefit is only payable for part of the month, you will only receive part of the monthly payment amount.

For example, if your date of disability was May 16, IMRF would pay you a pro-rated benefit on July 1 for the period of June 16 – June 30. If your unreduced monthly disability benefit was $1,000.00, then on July 1 you would receive $500.00 for the June 16 – June 30 pro-rated period, instead of the $1,000.00 monthly amount.

Benefits are paid on the first of the month

Temporary disability benefits are paid on the first day of each month for the preceding month (for example, a March benefit payment is paid April 1).

For more information on how payments are made, click here.

When do temporary disability benefits begin?

IMRF disability benefits are not paid for the first 30 days of disability.

Temporary disability benefits are effective on the 31st day following the date of disability, as long as you are no longer receiving salary, sick, or vacation pay from your IMRF employer(s).

If you are still getting paid, your benefits will begin the day after the last day you were paid. If you receive compensation from your employer beyond the first 30 days of your disability, IMRF temporary disability benefits will be effective the day after your compensation has stopped. IMRF disability benefits are not payable if you are receiving compensation from your employer(s).


30 Day Waiting Period

What is considered compensation?

Compensation includes:

Exceptions to the 30-day waiting period

If you were receiving disability benefits and return to work, and then within six months are disabled again by the same condition, the 30-day waiting period does not apply. Your disability payments would begin the day after the last day you receive compensation from your employer(s).

How long do temporary disability benefits last?

As long as you remain disabled and continue to provide evidence of your disability as requested, you can receive temporary disability benefits for a period of time equal to one-half of your IMRF service credit at the time of disability, but not more than 30 months.

For example: If you had one year of service, a maximum of six months of benefits may be approved. If you had five or more years of service, a maximum of 30 months of benefits may be approved.

If your temporary disability benefits run out and you are still disabled, your claim will be investigated to determine your eligibility for total and permanent disability benefits.

When do temporary disability benefits end?

Your temporary disability benefit payments may end for a variety of reasons, including: