Retirees: Have you received your 1099-R?

What is a 1099-R?

A tax statement provided to anyone receiving a benefit from IMRF. A 1099-R reflects:

• The gross amount of benefits you received the previous year
• The taxable portion of your pension
• Any federal income tax that was withheld from your payments

What do I do if I get a 1099-R?

This information is used when filing your federal and state income tax returns. IMRF will report the taxable amount of your pension on your 1099-R using the method indicated on your Certificate of Benefits. Your 1099-R statement will be available in your Member Access account before it is mailed to you. You can also view 1099-R statements from earlier years in Member Access. IMRF will mail these documents by January 31 each year.

Why do I receive more than one 1099-R from IMRF?

Benefit recipients will receive a tax form for each type of payment they receive. For example, if both a disability benefit and a retirement benefit were paid to a person in the same year, they would receive a 1099-R for each benefit type or amount.

What if I didn’t get a 1099-R?

If you received money from IMRF but have not received a 1099-R from IMRF by mid-February of the following year, please contact us. It may be that we do not have an accurate address on file for you or that it was lost or delayed in the mail. If your address has changed, please notify us in writing with your signature or simply access your Member Access account for updates.

How do I report my 1099-R?

Your 1099-R should be used when filing your taxes. For information about how to transfer figures, please refer to Tax Letter 5. If you have questions about you tax statement as it relates to disability, see Tax Letter 6 or for other questions, see our index of Tax and Topic Letters.

Who should I contact if I have additional questions

Please contact 1-800-ASK-IMRF or send a Secure Message through your Member Access account. For questions about filing your taxes, advice on tax withholding, or help with tax software, please contact a tax professional or the software provider.