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The Case for Defined Benefit Plans

A White Paper by IMRF Executive Director Louis W. Kosiba
October 16, 2008

At a time when Social Security benefits are under duress due to increased longevity and the retirement of the Baby Boomer generation, a defined benefit plan should be seen as one of the few means of effectively providing income protection and maintaining an adequate standard of living when employees are unable or no longer wish to work.

Read the White Paper...


What Members of IMRF Governing Bodies need to know
October 16, 2008

IMRF benefits are an important tool to recruit and retain qualified employees. Many individuals who work in the public sector are attracted to local units of government because they can earn a benefit through IMRF.

If you are a member of an IMRF employer governing body, e.g., school board, village board, city council, etc. you can read a brief publication designed for you that provides basic information about IMRF: what it is, how it operates, and its funding mechanism.

Download the brochure (pdf file)...


Your IMRF is Safe

A message from IMRF Executive Director Louis W. Kosiba
October 7, 2008

Recent events in our financial markets have been unprecedented. Failures on Wall Street, the passage of the Emergency Economic Stabilization Act, and the drop in the markets have many members concerned about IMRF.

Let me assure you that IMRF is secure. Although our investments have lost some value (as did anyone with a 403(b), 457 or 401k plan), IMRF still has more than $19 billion in assets.

If you are receiving an IMRF pension, you will continue to receive your monthly benefit payments in full and on time. Period.

Read more...


If you have questions regarding IMRF benefits, contact us by email or by calling 1-800-ASK-IMRF (1-800-275-4673)

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IMRF Online provides a brief summary of IMRF benefits and the adminstration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements in these publications are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in these publications and the law, all decisions are based on the law.

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Page last updated by JC on 11/05/08