It is important to make sure that IMRF has your account information recorded correctly to prevent any interruption in your services and benefits.
The resources in this section help you understand the benefits you are entitled to as an IMRF member.
These tools help you communicate with IMRF and make informed decisions about your benefits.
This section provides you with easy access to the letters, statements and forms that IMRF has sent to you in addition to a record of all the forms and letters you have sent to IMRF.
These tools make it easy for you to keep your critical IMRF personal information up to date.
These tools are used to report and track employee wages and contributions to IMRF.
These tools make it easier to complete timely and secure payments to IMRF.
These tools help you manage the enrollment, participation and termination of employees.
These resources provide you with an archive of documents, forms and publications IMRF has supplied to your employer.
These are tools for you to manage your employer's account.
These tools provide you with opportunities to communicate with IMRF.
Most IMRF members are in the Regular Plan. If your first participation date in IMRF or any Reciprocal System (except for Judges' Retirement System and the General Assembly Retirement System) is prior to January 1, 2011 you are in Tier 1.
Most IMRF members are in the Regular Plan. If your first participation date in IMRF or any Reciprocal System (except for Judges' Retirement System and the General Assembly Retirement System) is January 1, 2011 or later, you are in Tier 2.
SLEP participants may include many Illinois law enforcement professionals. Membership in SLEP is based on several items, such as your position, type of appointment, and/or action taken by your employer. The following positions may be eligible to participate in the SLEP Plan:
If your first participation date in SLEP was prior to January 1, 2011 you are in SLEP Tier 1.
If your first participation date in SLEP was January 1, 2011 or later you are in Tier 2.
ECO is an alternative benefit plan for elected county officials in Illinois. The ECO plan was closed to new participants on August 8, 2011.
An inactive IMRF member is someone who once participated in IMRF and still has funds on account. Inactive members can be vested (eligible for a pension) or could be working for a reciprocal system that they can combine with their existing IMRF service, among other scenarios.
Not sure which plan you participate in? Learn More
Most IMRF members are in the Regular Plan. If your first participation date in IMRF or any Reciprocal System is prior to January 1, 2011 you are in Tier 1.
Most IMRF members are in the Regular Plan. If your first participation date in IMRF or any Reciprocal System is January 1, 2011 or later, you are in Tier 2.
If your first participation was prior to January 1, 2011 you are in Tier 1.
If your first participation was January 1, 2011 or later you are in Tier 2.
Logging in to your Member Access account allows you to view your annual Statement of Benefits, 1099-R statement, 13th Payment statement, and EFT statements. The secure message feature in Member Access also allows you to send documents to IMRF or ask questions securely.
You can complete most tasks in Employer Access including enrollment of new employees, termination and management of disability claims.
If you're looking for a particular form and you know the form number you can enter it in the search bar. Forms are indexed to come up within the first few results.
IMRF's 2021 Annual Comprehensive Financial Report and Detailed List of 2021 Investments are available on IMRF's Annual Financial Reports page. Your auditor will need these documents if your employer follows Generally Accepted Accounting Principles (GAAP) in its financial reporting. Additional reports and schedules are available in the "Display Annual Documents" section of Employer Access.
An employer compliance review does not mean you are doing anything wrong–it is an opportunity to confirm compliance with the provisions of the Pension Code and is considered best practice for public pension funds.
Certain increases in reported earnings during a member's Final Rate of Earnings period result in additional pension costs. Some payments made to retiring employees must be certified in an open meeting by your governing body. IMRF employers must request a Pension Impact Statement before increasing the earnings of officers, executives, or managers by 12% or more.
The IMRF Investment Department works under the guidance and direction of the Board of Trustees, and is governed by the Prudent Man Rule. It is the mission of the Investment Department to optimize the total return of the IMRF investment portfolio through a policy of long-term diversified investment, using parameters of prudent risk management.
IMRF?s Investment Department works with independent professional money managers and consultants to achieve these goals.
IMRF periodically seeks exceptional professional investment firms to work with our investment team. In addition to posting on the IMRF website, we announce the searches in the Breeze Courier.
IMRF?s investment and other policies are reviewed and updated on a regular basis in order to make sure that we are in full compliance with the Illinois Pension Code.
IMRF's investments are ultimately set by the authority of the IMRF Board of Trustees. The Board Investment Committee assists the Board of Trustees with its duty to invest the assets of the Fund.
IMRF Investment staff administers and monitors IMRF investments, coordinates IMRF’s cash flow, implements asset allocation strategy, and monitors and reports upon Manager activity and performance and the activities of the Master Trustee. IMRF also works with various third-party investment service providers.
The Board employs professional investment managers who posses superior capabilities in the management of assets of public retirement funds. The Board gives them discretion, consistent with specified objectives and guidelines, to manage the IMRF?s assets.
The availability of qualified minority and women owned business enterprises and businesses owned by a person with a disability is recognized by the Board. The characteristic of being a minority or women owned business enterprise or a business owned by a person with a disability is not a barrier to employment by the Board.
The Illinois Municipal Retirement Fund was created in 1939 by the Illinois General Assembly and began operating in 1941 with 5 original employers and $5,000 in assets. Today IMRF serves almost 3,000 employers and has approximately $41 billion in assets.
Since 1941, IMRF has provided employees of local governments and school districts in Illinois (with the exception of the City of Chicago and Cook County) with a sound and efficient system for the payment of retirement, disability, and death benefits.
IMRF is committed to operating transparently, which promotes accountability and builds public trust. Our Transparency Portal provides access to important public information and a link to our FOIA Request System.
IMRF strives to be open and transparent with the media and the general public on information pertaining to IMRF public pensions. The Media Room is designed to promote and raise awareness about public pensions and help you stay connected. The Media Room serves as a platform to facilitate news, information, and videos about IMRF that are of interest to the media and general public.
IMRF is governed by an eight-member Board of Trustees elected by the people and institutions the fund is mandated to serve:
The Illinois Pension Code determines how IMRF operates and administers IMRF benefit plans. IMRF serves its members and employers as a source of information about legislation that affects the pension code and serves as an advocate to represent the interests of members and employers to state lawmakers.
IMRF is the second largest—and best funded—statewide public pension system in Illinois. With a diverse staff of nearly 200 professionals, IMRF believes in hiring qualified candidates for varied careers to further its mission of providing the highest quality retirement services to its members, their beneficiaries and employers.
IMRF selects prospective vendors through a bidding process for most goods and services. IMRF expects its vendors to help the organization achieve its Customer Service Principles by providing on-time services and quality products. All purchasing at IMRF is done in compliance with IMRF's Purchasing Diversity Policy.
The fastest and easiest way to manage your IMRF account is through our secure Member Access available 24 hours a day, seven days a week. Transactions are securely and instantly transmitted to IMRF.
The contents of this Manual and its Board policies may be changed at any time at the sole discretion of the IMRF Board of Trustees or its designated agents.
IMRF's Employer Digest is emailed to all employers with an active Employer Access account on a monthly basis. This e-newsletter includes news and links to best inform employers and help them administer IMRF.
IMRF electronically issues General Memorandum to all IMRF employers. When a topic applies to a certain group of employers, IMRF electronically issues those employers a Special Memorandum
When required to address an issue that affects a limited number of employers, IMRF electronically issues a Special Memorandum to that particular group. When a topic applies to all IMRF employers, IMRF electronically issues a General Memorandum.
Online documents of board meeting agendas and minutes are available back to 2011. For earlier historical documents contact IMRF.