IMRF Benefits and Benefit Protection Leave


What happens to my IMRF benefits if I am laid-off, furloughed, or have a reduction in hours?

What happens to your IMRF benefits depends upon your situation:

What is a Benefit Protection Leave?

A Benefit Protection Leave allows you to receive IMRF service credit and protect your disability and death benefits during an unpaid leave of absence (up to a maximum of 12 months). Your employer’s governing body must approve this leave.

Important points about the Benefit Protection Leave include:

For more information or to apply for a Benefit Protection Leave, review the IMRF Benefit Protection Leave application (IMRF Form 6.32).

Last Updated 06/11/2021