While you are an active member

Fundamentals Member Newsletter

This newsletter is mailed to members age 40 and older four times a year.

Money Matters Member Newsletter

This newsletter is mailed to members younger than age 40 four times a year.

Disability Benefits booklet

This booklet has been designed to answer questions you may have regarding your IMRF disability benefits. If after reading this booklet you have additional questions, please call an IMRF Member Service Representative at 1-800-ASK-IMRF (1-800-275-4673).

Related: Disability Checklist

Use this publication to guide you through the disability application process.

IMRF benefits for activated reservists

As part of your "family readiness" plan, take time to learn how your active duty will impact your IMRF benefits and how you can protect those benefits.

Purchasing IMRF Past Service Credit

This booklet explains the process of purchasing past service credit from IMRF. More information on different types of service to purchase is available on this page.

Divorcing? QILDRO booklet

The information provided in this booklet is intended to assist members when their retirement benefits are being considered for possible division in a divorce proceeding. A QILDRO is a Illinois State court order that transfers all or part of a member's retirement benefit(s) to another person (the alternate payee).

In addition to downloading the QILDRO booklet, you may wish to visit the Division of IMRF Pension Benefits in Divorce page.

Voluntary Additional Contribution Fact Sheet

The Voluntary Additional Contribution program offers you an additional way to save for retirement.

IMRF and the Reciprocal Act

This booklet explains how the Illinois Reciprocal Act works with your IMRF service credit.

Related: Retirement Systems Reciprocal Act brochure

Brief Reciprocal Act brochure published by the Retirement Systems Reciprocal Conference.

IMRF Tax/Topic Letters for Members

The information provided on this page addresses tax and other issues related to IMRF benefits.

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Most IMRF publications and forms available online are in a Portable Document Format (PDF). These files require the Adobe Acrobat Reader Software to view and print. To download a free copy of the Adobe software click here. If you have problems viewing any of these documents, we recommend that you make sure you are using the latest version of the Adobe Acrobat Reader Software. If you can't find a certain IMRF publication, contact IMRF Online.