The information available about your IMRF benefits can
Below are some publications that can help you understand the benefits
available to you as a participant in the IMRF Sheriffs' Law Enforcement
This newsletter is mailed to members age 40 and older four
times a year.
Money Matters Member
This newsletter is mailed to members younger than age 40
four times a year.
This booklet has been designed to answer questions you may have regarding your
IMRF disability benefits. If after reading this booklet you have additional questions,
please call an IMRF Member Service Representative at 1-800-ASK-IMRF (1-800-275-4673).
Use this publication to guide you through the disability application process.
benefits for activated reservists
As part of your "family readiness" plan, take time
to learn how your active duty will impact your IMRF benefits and how you
can protect those benefits.
IMRF Past Service Credit
This booklet explains the process of purchasing past service credit
from IMRF. More information on different types of service to purchase
is available on this
The information provided in this booklet is intended to assist members when their
retirement benefits are being considered for possible division in a divorce proceeding. A
QILDRO is a Illinois State court order that transfers all or part of a member's
retirement benefit(s) to another person (the alternate payee).
In addition to downloading the QILDRO booklet, you may wish to visit the Division
of IMRF Pension Benefits in Divorce page.
Additional Contribution Fact Sheet
The Voluntary Additional Contribution program
offers you an additional way to save for retirement.
IMRF and the
This booklet explains how the Illinois Reciprocal Act works
with your IMRF service credit.
Reciprocal Act brochure
Brief Reciprocal Act brochure published by the Retirement
Tax/Topic Letters for Members
The information provided on this page addresses tax and
other issues related to IMRF benefits.
Use this publication to make sure you are
on track with your retirement planning.
to Work After Retirement brochure
This brochure describes how returning to work after you retire can affect
your IMRF pension benefits.
Needs Annuity Brochure
This brochure explains IMRF's Special Needs Annuity
option (also known as a "reversionary" annuity). Under the Special
Needs Annuity option, you choose to receive to receive a smaller IMRF pension
so that upon your death you can provide your spouse with a pension in
addition to the IMRF surviving spouse pension or some other individual
with a monthly pension, for example, your current spouse if he or she
is not eligible for an IMRF surviving spouse pension, or a child, an
ex-spouse, or any other person.
Retirement Incentive (ERI) booklet
Member benefits, eligibility requirements, costs and procedure
to retire under the IMRF ERI.
I Afford to Retire?
The IMRF Early Retirement Incentive (ERI) was designed as an employer
benefit, a tool employers could use to cut costs. If you are eligible
to retire under ERI, it is our goal that it benefit you as well. We've
designed this booklet around that goal. In it we explain how the IMRF
ERI works, how much it costs, and how you can pay for it. We ask you
to consider various aspects of retirement, such as retirement income
vs. retirement expenses, health insurance, and reciprocal pensions.
IMRF publications and forms available online are in a Portable Document
Format (PDF). These files require the Adobe Acrobat Reader Software
to view and print. To download a free copy of the Adobe software
If you have problems viewing any of these documents, we recommend
that you make sure you are using the latest version of the Adobe
Acrobat Reader Software. If you can't find a certain IMRF publication,