IMRF Online Website Legal Disclaimer
Accuracy of Information
The Illinois Municipal Retirement Fund (IMRF) has made every effort to present the information contained on this site accurately, but additions, deletions and changes may occur. While IMRF makes the best effort to ensure that the information available within the imrf.org website is accurate and current, IMRF accepts no liability for omissions or errors. The information is also limited in nature and may not include all applicable conditions and/or limitations on benefits. Complete terms, conditions, limitations and exclusions are found in the Illinois Pension Code, which established and governs IMRF. Information supplied by IMRF is provided "as is" and neither IMRF nor its trustees or employees make any representation or warranty with respect to the content or information furnished hereunder.
IMRF and its trustees and employees specifically disclaim to the fullest extent permitted by law any and all warranties, express or implied, including but not limited to, implied warranties of accuracy, completeness, timeliness, and non-infringement.
IMRF will grant service credit and pay benefits only according to the provisions of Articles 1, 7, and 20 of the Illinois Pension Code.
The information found via the secure areas of IMRF Online accurately reflects IMRF’s current record for each member and participating employer. This record can change because of an IMRF audit or because of new data received from the employer or member.
Employer and member forms and reports are date stamped when IMRF processes them into our imaging system. This date is then used as the date of receipt in IMRF’s system. Reports or forms may require a few days for processing. If a submitted report or form is not shown today, please check back at another time.
There are risks associated with using the Internet, including, without limitation, the failure of hardware, software and/or Internet connections. IMRF is not responsible for any failures, distortions, delays, or other problems resulting from equipment configuration, connection, signal power, hardware, software or any equipment used to access the Internet.
Limitation of Liability; Indemnification
You agree that IMRF, its trustees and employees have no liability with respect to any claims, demands, causes of action or damages (whether direct or indirect, special, incidental, consequential or punitive) as a result of your use of this Website or in connection with your viewing any information contained on this Website. You agree to use this Website and submit information at your own risk.
You agree to defend, indemnify and hold IMRF, its trustees and employees harmless from and against any claims, actions or demands, liabilities and settlements including, without limitation, reasonable legal fees, resulting from, or alleged to result from, your use of this Website.
Links to Other Websites
Security; Use Restrictions
IMRF employs certain security procedures and processes to protect this Website. Please be aware, however, that unauthorized third parties may possibly obtain illegal access to this Website. Please use your own best judgment sending information via the Internet. If you have personal or confidential information to relay to our organization, call the appropriate member service phone number, found in our Contact Us section.
You may not use any device, software, routine or agent to interfere or attempt to interfere with the proper operation of this Website, or with the security of this Website, or any services, system resources, accounts, servers, or networks connected to or accessible through this Website. You may not intentionally take any action that imposes an unreasonable or disproportionately large load on IMRF's infrastructure. You may not create or use a false identity on this Website.
Information Collected from Users
IMRF routinely gathers data on usage of this Website, such as how many people visit this Website, the sections they visit, what time they visit, how long they stay, etc. Please know that Website visitor data is collected on an aggregate, anonymous basis. That means no personal information is associated with this data. See IMRF's Website Privacy Statement for more information on our commitment to protect information provided through the Internet.
Type of Information Displayed on this Website
Other than specific account-related information, any information contained on this Website is general in nature and is not a substitute for consulting a financial planner. It is not meant to replace the advice of financial planning professionals. This Website highlights IMRF and is for educational purposes only.
The amounts provided by our online pension estimators (including our Member Access Pension Estimator) are estimates only and do not commit IMRF to your future pension benefits. These estimates are based upon certain projections and assumptions, including data that you enter. Your actual benefits will be determined when you retire and will be based on actual records.
All information and content on this Website, including all service-marked, trademarked and registered items, are solely and exclusively the property of IMRF unless otherwise noted, and is protected by copyright, trademark and other intellectual property laws. Unauthorized use of such information and content may violate IMRF's intellectual property rights. IMRF grants you a limited, nonexclusive license to display and otherwise use this Website solely for informational, noncommercial purposes and to print pages from this Website in connection with such use. IMRF reserves all other rights. You may not modify, copy, distribute, display, perform, publish, license, create derivative works from, transfer or sell any text, graphics, logos and other source-identifying symbols, designs, icons, images, software or other content, products or services obtained from this Website. You may not reverse-engineer, disassemble or decompile any software (including tools, utilities, modules, applets and applications) included in any of the foregoing, or used to manipulate, transmit or display any of the foregoing.
Updates to Legal Disclaimer
IMRF may change or update this Legal Disclaimer from time to time without notice.
BY USING THIS WEBSITE, YOU ACKNOWLEDGE AND CONFIRM THAT YOU HAVE READ AND UNDERSTAND ALL OF THE ABOVE CONDITIONS, TERMS, POLICIES, PROVISIONS, DISCLOSURES AND DISCLAIMERS, AND THAT YOU EXPRESSLY AGREE TO BE BOUND BY THEM.