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Purchasing Past Service Credit from IMRF
What is past service?
Regardless of the type of service you are purchasing—whether you are converting military service, repaying a refund, or purchasing another type of service—the service you are purchasing is called “Past Service.”
The decision to purchase service credit from IMRF can be complicated. This "Purchasing IMRF Past Service Credit" booklet is designed to answer any questions you might have about purchasing past service from IMRF.
Why buy past service?
Your IMRF pension is calculated using a formula established by the Illinois Pension Code. This formula includes your salary, your years of IMRF service credit, and your age. Purchasing past service allows you to increase your total service credit, ultimately increasing the amount of your pension
Application for Service
You must be actively participating in IMRF to be eligible to purchase service. In some cases, and for some types of service, you may also be eligible to purchase service if you are participating in an Illinois Reciprocal System.
Read more about purchasing past service
If you have questions regarding IMRF, Communicate with Us.
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IMRF Online provides a brief summary of IMRF benefits and the adminstration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements in these publications are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in these publications and the law, all decisions are based on the law.
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Page Last Updated by LBH on 11/20/06