At the
Illinois Municipal Retirement Fund (IMRF), we know how important
your privacy is to you. Whether you are a current member or
employer or just visiting our Website, we are committed to attempting
to protect the information you provide in the same way we protect
it when you provide it to us over the phone, in person or through
the mail. Because we value your relationship with us, we have
detailed below our privacy objectives for our Website:
Security
Practices
We
recognize and respect your desire for privacy when it
comes to your personal and financial affairs. We attempt
to protect online information according to established
security standards and practices, and we continually evaluate
new technologies for safeguarding information.
Surveys
and Forms
You
may have the opportunity to provide information to us
through online surveys and forms. We use this information
to better understand member and employer needs and to
provide quality services. IMRF wants your visit to our
Website to be informative and enjoyable. We use information
we obtain from you to help us continually improve the
content, functionality and overall usefulness of our Website.
Please note that we generally do not collect identifying
information about you when you respond to a survey. If
a particular form or survey will collect identifying information,
we will explicitly state so.
Use
of Email
Please
use your own best judgment when sending information via
the Internet to an email address. Email sent via the Internet
may pass through private and public networks with varying
levels of security. Some networks may have taken steps
to secure email transmissions while others have not, thereby
compromising the privacy and integrity of an email transmission.
An email transmission may be stored, copied, altered or
destroyed at any point during transmission. IMRF
particularly recommends that you do not send your Social
Security number by email.
If you have personal or confidential information to relay
to us, or need to obtain personal or confidential information
from IMRF, please call an IMRF Member Service Representative
at 1-800-ASK-IMRF (1-800-275-4673).
If you do contact IMRF via email, we may preserve the
content of your message, your email address, and our response
so that we can efficiently respond to questions you might
have. We also do this in an effort to meet legal and regulatory
requirements.
IMRF will never send any confidential information to you
by email. We will also never send you an email that requests
confidential information from you, such as your Social
Security number, your user ID and password, or other personal
information.
However, we may send you email that requests you to log
in to your secure Member or Employer Access account to
view information specific to your account. Such emails
will always direct you to visit www.imrf.org and to log
in to your secure account.
If you receive an email that directs you to another website
or asks for confidential information, do not respond and
contact IMRF immediately at 1-800-ASK-IMRF (1-800-275-4673).
When we begin sending email that notifies you of available
information in the secured Member or Employer Access area,
we will provide an opt-out procedure for those users who
do not wish to be contacted by email for any reason.
We do not share your email address or any other personal
information with any third parties.
Confidentiality
Again,
please use your own best judgment when sending information
via the Internet to an email address. Email sent via the
Internet may pass through private and public networks
with varying levels of security. Some networks may have
taken steps to secure email transmissions while others
have not, thereby compromising the privacy and integrity
of an email transmission. An email transmission may be
stored, copied, altered or destroyed at any point during
transmission.
If you have personal or confidential information to relay
to us, or need to obtain personal or confidential information
from IMRF, please call an IMRF Member Service Representative
at 1-800-ASK-IMRF (1-800-275-4673).
To ensure the confidentiality of your information, IMRF
strongly recommends that you take the following steps
to ensure that your information is protected:
Do not disclose your user ID and password to anyone
Do not place your user ID or password in an accessible
location
Do not leave the computer unattended while you are
logged in to your account
Always log off of IMRF’s secure areas when you
are finished viewing or submitting information.
As
you browse IMRF Online’s non-secure areas, no personal
information is revealed or recorded about you. Our server
does log information about your service provider, the
date and time pages are accessed, and (if applicable)
the internet address linking you to IMRF Online. This
information is used solely for tracking the site’s
usage and performance. IMRF does not share this data with
any third parties.
Updates
to the Statement
Evolving
technology will continue to provide us with new
and better ways to use the web to better serve your
needs. We may revise or update the IMRF Privacy
Statement in the future to reflect these technological
advances, and we encourage you to return to this
page from time to time for any updates.
IMRF
Online Website Legal Disclaimer
Accuracy
of Information
The
Illinois Municipal Retirement Fund (IMRF) has made every
effort to present the information contained on this
site accurately, but additions, deletions and changes
may occur. IMRF has no obligation to update this site,
and any information presented may be out of date and
may contain inaccuracies or errors. The information
is also limited in nature and may not include all applicable
conditions and/or limitations on benefits. Complete
terms, conditions, limitations and exclusions are found
in the Illinois Pension Code, which established and
governs IMRF. Information supplied by IMRF is
provided "as is" and neither IMRF nor its
trustees or employees make any representation or warranty
with respect to the content or information furnished
hereunder.
IMRF and its trustees and employees
specifically disclaim to the fullest extent permitted
by law any and all warranties, express or implied, including
but not limited to, implied warranties of accuracy,
completeness, timeliness, and non-infringement.
IMRF
will grant service credit and pay benefits only according
to the provisions of Articles 1, 7, and 20 of the Illinois
Pension Code.
The information found via the secure areas of IMRF Online
accurately reflects IMRF’s current record for
each member and participating employer. This record
can change because of an IMRF audit or because of new
data received from the employer or member.
Employer and member forms and reports are date stamped
when IMRF processes them into our imaging system. This
date is then used as the date of receipt in IMRF’s
system. Reports or forms may require a few days for
processing. If a submitted report or form is not shown
today, please check back at another time.
There
are risks associated with using the Internet, including,
without limitation, the failure of hardware, software
and/or Internet connections. IMRF is not responsible
for any failures, distortions, delays, or other problems
resulting from equipment configuration, connection,
signal power, hardware, software or any equipment used
to access the Internet.
Limitation
of Liability; Indemnification
You
agree that IMRF, its trustees and employees have no liability
with respect to any claims, demands, causes of action
or damages (whether direct or indirect, special, incidental,
consequential or punitive) as a result of your use of
this Website or in connection with your viewing any information
contained on this Website. You agree to use this Website
and submit information at your own risk.
You agree to defend, indemnify and hold IMRF, its trustees
and employees harmless from and against any claims, actions
or demands, liabilities and settlements including, without
limitation, reasonable legal fees, resulting from, or
alleged to result from, your use of this Website.
Links
to Other Websites
Some areas
of this Website may provide links to other external sites that
IMRF does not own, control, monitor, verify or influence. Information
contained in the external sites is not endorsed, authorized,
monitored or verified by IMRF. IMRF references sites that it
believes may be useful or of interest to you, but IMRF is not
responsible for the privacy practices or content used by other
site owners. Accordingly, IMRF does not make any representation
regarding the accuracy of such content. Your use of such external
sites may be subject to such other sites' terms of use.
Security;
Use Restrictions
IMRF employs
certain security procedures and processes to protect this Website.
Please be aware, however, that unauthorized third parties may
possibly obtain illegal access to this Website. Please
use your own best judgment sending information via the Internet.
If you have personal or confidential information to relay to
our organization, call the appropriate member service phone
number, found in our Contact
Us section.
You
may not use any device, software, routine or agent to interfere
or attempt to interfere with the proper operation of this
Website, or with the security of this Website, or any services,
system resources, accounts, servers, or networks connected
to or accessible through this Website. You may not intentionally
take any action that imposes an unreasonable or disproportionately
large load on IMRF's infrastructure. You may not create or
use a false identity on this Website.
Information
Collected from Users
IMRF
routinely gathers data on usage of this Website, such
as how many people visit this Website, the sections they
visit, what time they visit, how long they stay, etc.
Please know that Website visitor data is collected on
an aggregate, anonymous basis. That means no personal
information is associated with this data. See IMRF's Website
Privacy Statement for more information on our commitment
to protect information provided through the Internet.
Type
of Information Displayed on this Website
Other than
specific account-related information, any information contained
on this Website is general in nature and is not a substitute
for consulting a financial planner. It is not meant to replace
the advice of financial planning professionals. This Website
highlights IMRF and is for educational purposes only.
The amounts provided by our online pension estimators (including
our Member Access Pension Estimator) are estimates only
and do not commit IMRF to your future pension
benefits. These estimates are based upon certain projections
and assumptions, including data that you enter. Your actual
benefits will be determined when you retire and will be based
on actual records.
Ownership
All information
and content on this Website, including all service-marked, trademarked
and registered items, are solely and exclusively the property
of IMRF unless otherwise noted, and is protected by copyright,
trademark and other intellectual property laws. Unauthorized
use of such information and content may violate IMRF's intellectual
property rights. IMRF grants you a limited, nonexclusive license
to display and otherwise use this Website solely for informational,
noncommercial purposes and to print pages from this Website
in connection with such use. IMRF reserves all other rights.
You may not modify, copy, distribute, display, perform, publish,
license, create derivative works from, transfer or sell any
text, graphics, logos and other source-identifying symbols,
designs, icons, images, software or other content, products
or services obtained from this Website. You may not reverse-engineer,
disassemble or decompile any software (including tools, utilities,
modules, applets and applications) included in any of the foregoing,
or used to manipulate, transmit or display any of the foregoing.
Updates
to Legal Disclaimer
IMRF may
change or update this Legal Disclaimer from time to time without
notice.
BY USING THIS WEBSITE, YOU ACKNOWLEDGE AND CONFIRM THAT YOU
HAVE READ AND UNDERSTAND ALL OF THE ABOVE CONDITIONS, TERMS,
POLICIES, PROVISIONS, DISCLOSURES AND DISCLAIMERS, AND THAT
YOU EXPRESSLY AGREE TO BE BOUND BY THEM.
If you have questions regarding IMRF benefits,
contact us by email or call 1-800-ASK-IMRF
(1-800-275-4673)
IMRF Online provides
a brief summary of IMRF benefits and the administration of those benefits.
IMRF members' and employers' rights and obligations are governed by Article
7 of the Illinois Pension Code.
