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IMRF Endorsed Insurance Plans

An IMRF-endorsed insurance plan is a plan that has been reviewed and approved by IMRF’s Board of Trustees.

IMRF works with insurance consultants to determine those plans that can offer the best benefits for our members and retirees at a reasonable cost.

Health Insurance

Doyle Rowe LTD oversees the selection of our endorsed health plans. Doyle Rowe LTD carefully reviews the financial stability of the companies offering the plans, the benefits they provide, their cost, and their ability to service our retirees.

Visit Doyle Rowe LTD for more information about retiree endorsed health plans, or contact the Doyle Rowe LTD Enrollment Hotline at 1-800-564-7227.

Dental Insurance

The IMRF Board of Trustees has endorsed a dental insurance plan for IMRF active members and retirees through Delta Dental of Illinois. This plan is also administered by Doyle Rowe LTD. The plan’s network is nationwide—you do not have to reside in Illinois to take advantage of this plan.

Visit Doyle Rowe LTD for more information about the endorsed dental plan, or contact the Doyle Rowe LTD Enrollment Hotline at 1-800-564-7227.

Long Term Care Insurance

Doyle Rowe LTD is the administrator for IMRF’s endorsed medical, prescription, vision, and dental plans. When planning for your future health care needs, long-term care insurance is another important factor to consider. Researching long term care insurance options can be difficult. Individual needs vary and plan details can be quite different, and often confusing.

With this in mind, Doyle Rowe LTD has partnered with Long Term Care Financial Partners (LTCFP) to provide education for IMRF members about long term care insurance and a variety of available plans. Many of these plans offer discounts for IMRF members, retirees, and extended family members.

Visit Doyle Rowe LTD for more information about long term care insurance, or contact the Doyle Rowe LTD Enrollment Hotline at 1-800-564-7227. .

Term Life Insurance

Handling life's unexpected events can be easier with protection that can be counted on - The NCPERS Group Decreasing Term Life Insurance plan. This insurance plan, provided by The Prudential Insurance Company of America, helps safeguard your financial obligations in the event of death or the death of a covered dependent.

This insurance is an employer option; contact your employer to learn if this plan is available to you.

Visit the plan administrator website for more information on the NCPERS Group Decreasing Term Life Insurance Plan.


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IMRF Online provides a brief summary of IMRF benefits and the adminstration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements in these publications are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in these publications and the law, all decisions are based on the law.

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Page Last Updated by LBH on 10-22-13