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About the Illinois Municipal Retirement Fund

The Illinois Municipal Retirement Fund was created in 1939 by the Illinois General Assembly and began operating in 1941 with 5 original employers and $5,000 in assets. Today IMRF serves almost 3,000 employers and has approximately $33 billion in assets.

Since 1941, IMRF has provided employees of local governments and school districts in Illinois (with the exception of the City of Chicago and Cook County) with a sound and efficient system for the payment of retirement, disability, and death benefits.

As of December 2013, IMRF counted almost 400,000 members and retirees, and 2,977 local units of government in Illinois.

IMRF Mission Statement

"To efficiently and impartially
develop, implement, and administer
in a prudent manner programs that provide
income protection to members and their beneficiaries
on behalf of participating employers."

Read more about our visions and values.

How is IMRF administered?

IMRF is established under statutes adopted by the Illinois General Assembly. It is governed by a Board of eight trustees. Four Executive trustees are elected by employers, three Employee trustees are elected by participating members, and one Annuitant trustee is elected by IMRF annuitants (individuals receiving IMRF retirement benefits). Executive and Employee trustees must be participating members, and the Annuitant trustee must be receiving an IMRF retirement benefit. Trustees receive no compensation, only reimbursement for expenses.

The Board appoints an Executive Director who is responsible for all administrative functions and supervision of staff employees. The Board also appoints medical and investment consultants, an actuary and an independent auditor.

IMRF administers three plans and several tiers within those plans.

How do IMRF benefits plans work for our members?

How the IMRF plan operates locally
IMRF serves employers including cities, villages, counties, school districts, townships and various special districts, such as parks, forest preserves and sanitary districts. Although total participation exceeds 174,000 active members, IMRF is a local program. Each employer builds up an account to provide future benefits for its own employees.

IMRF Authorized Agents
Each IMRF employer appoints one of its employees to serve as IMRF Authorized Agent. Your IMRF Authorized Agent handles the operation of the plan locally and has the necessary forms to apply for all IMRF benefits.


If you have questions regarding IMRF, Communicate with Us.

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IMRF Online provides a brief summary of IMRF benefits and the adminstration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements in these publications are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in these publications and the law, all decisions are based on the law.

Copyright Illinois Municipal Retirement Fund

Page Last Updated by JK on 02.19.14