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Estimate your cost to repay your refund

If you stopped participating in IMRF and took a refund of your contributions, you may redeposit those withdrawn contributions with interest and reinstate your months of service credit. This type of past service is known as Reinstated Service Credit.

In order to be eligible to repay your refund, you must be currently participating in IMRF or another Illinois reciprocal system and

  • If you participate in the Regular or Elected County Official plans: you must have contributed for at least two years following the date of your last refund.
  • If you participate in the Sheriff's Law Enforcement Personnel Plan (SLEP): you would have to return to IMRF participation as a SLEP member. You could repay the refund after participating for at least 1,000 hours in IMRF.

Do not send any money to IMRF based upon this estimate. You must submit IMRF Form 6.03, "Application for Reinstatement of Service Credit" to receive an accurate cost to repay your refund and reestablish your service credit.

To receive your estimate, please enter the requested information below. Because this is only an estimate, you may enter approximate dates and amounts if you do not have exact information. However, please be aware that the accuracy of this estimate will depend upon the accuracy of the information you enter.



Enter the amount of your refund


$


Enter this amount in dollars and cents. For example, if your refund amount was $2,500.00, enter 2500.00

This amount should be the gross refund you received. You can find this amount on the 1099 IMRF sent you for the year you took your refund.





Enter the date your refund was issued


/ / Enter the date in a mm/dd/yyyy format.





Select the year in which you plan to repay the refund to IMRF








If you have questions regarding IMRF benefits, contact us by email or call 1-800-ASK-IMRF (1-800-275-4673).

IMRF Online provides a brief summary of IMRF benefits and the administration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code.

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